NON PERFORMING LOAN (NPL) DAN RETURN ON ASSET (ROA) DI KOPERASI NUSANTARA MUARA BUNGO

Sasmita Rusnaini; Hamirul - Hamirul; Ariyanto M

doi:10.31955/mea.v3i1.80

Sasmita Rusnaini SEKOLAH TINGGI ILMU ADMINISTRASI SETIH SETIO
Hamirul - Hamirul STIA SETIH SETIO
Ariyanto M SEKOLAH TINGGI ILMU ADMINISTRASI SETIH SETIO

DOI: https://doi.org/10.31955/mea.v3i1.80

Abstract

This article aims to determine the Effect of Non Performing Loans (NPL) on Return On Asset in the Nusantara Muara Bungo cooperative, using descriptive methods with a quantitative approach. The results of the study From the results of the study indicate the variable NPL has a negative and significant effect on ROA. That is, any changes that occur in the independent variable, NPL, will affect ROA at Muara Bungo KCP Nusantara Cooperative. Partially the NPL variable has a negative effect on ROA in Nusantara Cooperatives. A negative sign indicates a change that is opposite or inversely proportional, that is if the variable (X) NPL increases then the variable (Y) ROA will decrease. Conversely, if the variable (X) NPL decreases, the variable (Y) ROA will increase.

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