LITERASI KEUANGAN DAN PERILAKU PENGELOLAAN KEUANGAN UMKM TERHADAP PERAN INKUBATOR BISNIS DI KOTA PALU
Abstract
The aim of this research is to analyze the influence of financial literacy and financial management behavior of MSMEs on the role of business incubators in Palu City. The research method used is a quantitative approach. The population and sample in this research were 52 MSMEs with 40 MSME respondents assisted by business incubators using purpose sampling techniques. The data analysis technique uses multiple linear regression analysis. The research results show that financial literacy and financial management behavior simultaneously have a significant effect on the role of business incubators with a significance level of 7,588 < 0.002. However, partially the financial literacy variable with a significant level of 1,088 < 0.283 and financial management behavior with a significant level of 1,499 < 0.142, shows an insignificant influence on the role of business incubators.
References
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Shaliza. i(2024). iPeran iInkubator iBisnis iUntuk iMenghasilkan iKeuntungan i(Profit) iBagi iKelompok iPemuda. iPESAT: iJurnal iPengabdian iMasyarakat, i3(1), i146–151.
Sumani, iS., iAwwaliyah, iI. iN., iSuryaningsih, iI. iB., i& iNurdin, iD. i(2022). iFinancial iBehavior ion iFinancial iSatisfaction iand iPerformance iof ithe iIndonesian iBatik iIndustry. iJurnal iAplikasi iManajemen, i20(4). ihttps://doi.org/10.21776/ub.jam.2022.020.04.06
Umi iHainik, iJuliana iKadang, iAnisah iAnisah, i& iMuslimin iMuslimin. i(2024). iPeran iProgram iInkubasi iTerhadap iPengelolaan iKeuangan iPada iTenan iBinaan iIbti iMaleo iTechno iCenter. iMENAWAN : iJurnal iRiset iDan iPublikasi iIlmu iEkonomi, i2(2), i199–210. ihttps://doi.org/10.61132/menawan.v2i2.365
Warsyena, iR., i& iWibisono. i(2021). iNusantara iHasana iJournal. iNusantara iHasana iJournal, i1(7), i132–137.
Zahara, iZ., iIkhsan, iSanti, iI. iN., i& iFarid. i(2023). iEntrepreneurial imarketing iand imarketing iperformance ithrough idigital imarketing icapabilities iof iSMEs iin ipost-pandemic irecovery. iCogent iBusiness iand iManagement, i10(2). ihttps://doi.org/10.1080/23311975.2023.2204592
Zulkarnaen, W., Fitriani, I., & Yuningsih, N. (2020). Pengembangan Supply Chain Management Dalam Pengelolaan Distribusi Logistik Pemilu Yang Lebih Tepat Jenis, Tepat Jumlah Dan Tepat Waktu Berbasis Human Resources Competency Development Di KPU Jawa Barat. Jurnal Ilmiah MEA (Manajemen, Ekonomi, & Akuntansi), 4(2), 222-243. https://doi.org/10.31955/mea.vol4.iss2.pp222-243.
Ardi iisnanto, iB. i(2023). iMembangun iKetahanan iKeuangan iKeluarga iMelalui iLiterasi iKeuangan iDi iDesa iKotapulu. iDetikproperti, i2(2), i119–121.
Damayanti, iS. iS., iPia, iA., iAnggreni, iS. iM., i& iKurniawan, iT. i(2024). iJIMS : iJurnal iIlmiah iMahasiswa iPengaruh iLiterasi iKeuangan iterhadap iEfektivitas iPengelolaan iKeuangan iUMKM idi iKota iMakassar. i2(1), i37–48.
Farid, iE. iS., iAnnisah, iA., iNayoan, iF., i& iSutanto, iP. i(2024). iPerilaku iManajemen iKeuangan iPengrajin iTenun iDesa iWisata iTowale i(Financial iManagement iBehaviour iof iTowale iTourism iVillage iWeavers). iAkuntansi iBisnis i& iManajemen i( iABM i), i31(1). ihttps://doi.org/10.35606/jabm.v31i1.1385
Farid, iS., iKadang, iJ., iAuriza, iM. iZ., iBachri, iS., i& iSamudera, iS. i(2023). iOptimalisasi iTata iKelolah iKeuangan iBUMDes iGuna iMewujudkan iPemerataan iDan iPertumbuhan iEkonomi iDesa iBalaroa iPewunu iOptimizing iBUMDes iFinancial iManagement ito iAchieve iEquity iand iEconomic iGrowth iin iBalaroa iPewunu iVillage iRepublik iIndonesia i. iDesa imemiliki ioton. iJurnal iAbdimas i(Journal iof iCommunity iService): iSasambo, i5(2), i412–420. ihttp://journal-center.litpam.com/index.php/Sasambo_Abdimas%0AMei
Harun, iH., iGraham, iP., iKamase, iH. iP., i& iMir, iM. i(2021). iA iCritical iAnalysis iof ithe iImpacts iof iFinancial iLiteracy iand iNPM ion iVillage iFunds iInitiative iin iIndonesia. iInternational iJournal iof iPublic iAdministration, i44(4), i336–345. ihttps://doi.org/10.1080/01900692.2020.1722165
Hutauruk, iR. iP. iS., iZalukhu, iR. iS., iCollyn, iD., iJayanti, iS. iE., i& iDamanik, iS. iW. iH. i(2024). iPeran iperilaku ipengelolaan ikeuangan isebagai imediator idalam imeningkatkan ikinerja ikeuangan iUMKM idi iKota iMedan. iJPPI i(Jurnal iPenelitian iPendidikan iIndonesia), i10(1), i302–315. ihttps://doi.org/10.29210/020243356
Jannah, iN. iM., iSamudra, iS., iKadang, iJ., i& iFarid, iE. iS. i(2023). iPengelolaan iKeuangan iSebagai iUpaya iPengembangan iUsaha iMantin iOrganizer iDikota iPalu. iIndonesian iJournal iof iMultidisciplinary ion iSocial iand iTechnology, i1(1), i32–36. ihttps://doi.org/10.31004/ijmst.v1i1.108
Kementerian iKoordinator iBidang iPerekonomian iRepublik iIndonesia. i(2023). iDorong iUMKM iNaik iKelas idan iGo iExport, iPemerintah iSiapkan iEkosistem iPembiayaan iyang iTerintegrasin. iWww.Ekon.Gp.Id, i1–5.
Lutfi, iM., iBuntuang, iP. iC. iD., iKornelius, iY., iErdiyansyah, i& iHasanuddin, iB. i(2020). iThe iimpact iof isocial idistancing ipolicy ion ismall iand imedium-sized ienterprises i(SMEs) iin iIndonesia. iProblems iand iPerspectives iin iManagement, i18(3), i492–503. ihttps://doi.org/10.21511/ppm.18(3).2020.40
Muslimin, iHadi, iS., i& iArdiansyah. i(2015). iThe irelationship ibetween ilogistics iand ifinancial iperformance iof ismes iin iIndonesia. iInternational iJournal iof iApplied iBusiness iand iEconomic iResearch, i13(7), i4805–4814.
Pratiwi, iR., iAdda, iH. iW., iAnisah, iA., i& iEvrianti, iH. i(2024). iAnalisis iPengelolaan iKeuangan ipada iYayasan. iJIIP i- iJurnal iIlmiah iIlmu iPendidikan, i7(5), i5047–5050. ihttps://doi.org/10.54371/jiip.v7i5.3936
Puput iRisna, iAndi iHerman iJaya, i& iYoberth iKornelius. i(2023). iEdukasi iPengelolaan iKeuangan iRumah iTangga iSebagai iUpaya iMeningkatkan iPemahaman iMasyarakat iSibalaya iSelatan. iJurnal iNusantara iBerbakti, i1(2), i85–95. ihttps://doi.org/10.59024/jnb.v1i2.100
puspita iyanti. i(2021). iPengaruh iIntensitas iPendampingan, iPendanaan iDan iLiterasi iKeuangan iTerhadap iStatus iKeberhasilan iProses iInkubasi iTenant iInkubator iBisnis. iE-Jurnal iEkonomi iDan iBisnis iUniversitas iUdayana, i10(8), i681. ihttps://doi.org/10.24843/eeb.2021.v10.i08.p04
Rini iYuliana, iMaskuri iSutomo i, iIra iNuriasanti i, i& iWiri iWirastuti i i. i(2024). iStrategi iDigital iMarketing iMelalui iMarketplace iPada iUMKM iCV. iRapoviaka iSimple. iMaeswara : iJurnal iRiset iIlmu iManajemen iDan iKewirausahaan, i2(2), i38–45. ihttps://doi.org/10.61132/maeswara.v2i2.707
Rustamin, iA. iH. iA., iRossanty, iN. iP. iE., i& iAdda, iH. iW. i(2023). iPerencanaan idan iPengelolaan iKeuangan iKeluarga ipada iIbu iRumah iTangga iDesa iKaliburu. iManajemen iKreatif iJurnal i(MAKREJU), i1(2), i139–143.
Shaliza. i(2024). iPeran iInkubator iBisnis iUntuk iMenghasilkan iKeuntungan i(Profit) iBagi iKelompok iPemuda. iPESAT: iJurnal iPengabdian iMasyarakat, i3(1), i146–151.
Sumani, iS., iAwwaliyah, iI. iN., iSuryaningsih, iI. iB., i& iNurdin, iD. i(2022). iFinancial iBehavior ion iFinancial iSatisfaction iand iPerformance iof ithe iIndonesian iBatik iIndustry. iJurnal iAplikasi iManajemen, i20(4). ihttps://doi.org/10.21776/ub.jam.2022.020.04.06
Umi iHainik, iJuliana iKadang, iAnisah iAnisah, i& iMuslimin iMuslimin. i(2024). iPeran iProgram iInkubasi iTerhadap iPengelolaan iKeuangan iPada iTenan iBinaan iIbti iMaleo iTechno iCenter. iMENAWAN : iJurnal iRiset iDan iPublikasi iIlmu iEkonomi, i2(2), i199–210. ihttps://doi.org/10.61132/menawan.v2i2.365
Warsyena, iR., i& iWibisono. i(2021). iNusantara iHasana iJournal. iNusantara iHasana iJournal, i1(7), i132–137.
Zahara, iZ., iIkhsan, iSanti, iI. iN., i& iFarid. i(2023). iEntrepreneurial imarketing iand imarketing iperformance ithrough idigital imarketing icapabilities iof iSMEs iin ipost-pandemic irecovery. iCogent iBusiness iand iManagement, i10(2). ihttps://doi.org/10.1080/23311975.2023.2204592
Zulkarnaen, W., Fitriani, I., & Yuningsih, N. (2020). Pengembangan Supply Chain Management Dalam Pengelolaan Distribusi Logistik Pemilu Yang Lebih Tepat Jenis, Tepat Jumlah Dan Tepat Waktu Berbasis Human Resources Competency Development Di KPU Jawa Barat. Jurnal Ilmiah MEA (Manajemen, Ekonomi, & Akuntansi), 4(2), 222-243. https://doi.org/10.31955/mea.vol4.iss2.pp222-243.
Published
2025-02-25
How to Cite
Saharuddin, M., Munawarah, M., Surraya, S., & Rianty, C. (2025). LITERASI KEUANGAN DAN PERILAKU PENGELOLAAN KEUANGAN UMKM TERHADAP PERAN INKUBATOR BISNIS DI KOTA PALU. Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA), 9(1), 1023-1040. https://doi.org/10.31955/mea.v9i1.5074
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