Rizal I, Zuhrofi A. PENGARUH PEMBIAYAAN CROWDFUNDING DAN FINTECH LENDING TERHADAP AKSES PERMODALAN UMKM. mea [Internet]. 9Apr.2026 [cited 1Jul.2026];10(1):2418-29. Available from: https://journal.stiemb.ac.id/index.php/mea/article/view/7475