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Kusuma PSAJ, Dharma I. PENGARUH CAPITAL ADEQUACY RATIO, NON PERFORMING LOAN, BIAYA OPERASIONAL PENDAPATAN OPERASIONAL DAN LOAN TO DEPOSIT RATIO PADA PROFITABILITAS BANK (ROA). mea [Internet]. 19Jan.2025 [cited 21Jan.2025];9(1):231-50. Available from: https://journal.stiemb.ac.id/index.php/mea/article/view/4584