Kennedy, K., H. Heryanto, and A. G. Ramadani. “THE EFFECT OF FINANCIAL LITERACY, BUSINESS DURATION AND EDUCATION LEVEL ON FINANCIAL SUSTAINABILITY OF MSMES”. Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA), Vol. 10, no. 1, Jan. 2026, pp. 257-72, doi:10.31955/mea.v10i1.6810.