KENNEDY, K.; HERYANTO, H.; RAMADANI, A. G. THE EFFECT OF FINANCIAL LITERACY, BUSINESS DURATION AND EDUCATION LEVEL ON FINANCIAL SUSTAINABILITY OF MSMES. Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA), v. 10, n. 1, p. 257-272, 30 jan. 2026.