THE IMPACT OF FINANCIAL TECHNOLOGY (FINTECH) ADOPTION ON THE INCOME OF MICRO, SMALL AND MEDIUM ENTERPRISES (MSMEs) IN TUGUMULYO DISTRICT - Diana, Nene; Taufik, Taufik; Reneo, Agung Putra; Bella, Cean Maria (Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA), 2026)