PEMBIAYAAN MUDHARABAH BANK SYARIAH DALAM MEWUJUDKAN TUJUAN EKONOMI ISLAM

  • Agus Koni STEI Al-Amar, Subang
  • Irma Mandasari Hatta STEI Al-Amar, Subang
  • Juhadi . STEI Al-Amar, Subang
  • Wawan Kurniawan STEI Al-Amar, Subang
  • Ade Albayan STEI Al-Amar, Subang

Abstract

The purpose of this study is to analyze the implementation of mudharabah in Islamic bank financing products in order to achieve the goals of Islamic economics. This research uses a descriptive exploratory qualitative approach. This research is a literature study which is conducted exploratively. The results show that the goal of an Islamic bank should be an institution that introduces the objectives of Islamic economics. Islamic banking institutions must uphold social goals and promote Islamic values ​​to staff, customers and the general public, including contributing to the social welfare of society, promoting sustainable development and reducing poverty. The most appropriate product to be developed at a sharia bank that is in line with the objectives of the Islamic economy is mudharabah based financing. Although there are challenges in its implementation, in mudaraba there are two agreements that can be made to overcome it, namely mudarib is asked to contribute capital and mudharib is asked to share in the loss to a certain extent.

References

Arifudin, O. (2019). Pengaruh Kompensasi Terhadap Kinerja Karyawan Di PT. GLOBAL (PT.GM). Jurnal Ilmiah MEA (Manajemen, Ekonomi, & Akuntansi), 3(2), 184–190.
Arifudin, O. (2020). Analisis Budaya Organisasi Dan Komitmen Organisasi Karyawan Bank Swasta Nasional Di Kota Bandung. Jurnal Ilmiah MEA (Manajemen, Ekonomi, Dan Akuntansi), 4(2), 73–87.
Dusuki, A. W. (2008). Understanding the Objectives of Islamic Banking : A Survey of Stakeholders Perspective. International Journal of Islamic and Middle Eastern Finance and Management, 1(2).
Fasa, I. (2020). Eksistensi Bisnis Islami Di Era Revolusi Industri 4.0. Bandung : Widina Bhakti Persada.
Firdaus, M. (2005). Konsep & Implentasi Bank Syariah. Jakarta: Renaisan.
Koni, A. (2020). Perilaku Pedagang Padi Ditinjau Dari Sosiologi Ekonomi Islam Dan Etika Bisnis Islam. Value: Jurnal Manajemen Dan Akuntansi, 15(2), 215–223.
Mohammed, M. O. (2013). The Objective of Islamic Economic and Islamic Banking in Light of Maqasid Al-Shari’ah: A Critical Review. Middle-East Journal of Scientific Research 13 (Research in Contemporary Islamic Finance and Wealth Management), 75–84.
Rahayu, Y. N. (2020). Program Linier (Teori Dan Aplikasi). Bandung : Widina Bhakti Persada.
Shaikh, S. A. (2011). A Critical Analysis of Mudarabah & New Approach to Equity Financing in Islamic Finance. Journal of Islamic Banking and Finance, 28(3).
Sofyan, Y. (2020). Studi Kelayakan Bisnis Telur Asin H-Organik. Jurnal Ecodemica, 4(2).
Sudirman, A. (2020). Prilaku konsumen dan perkembangannya di era digital. Bandung: Widina Bhakti Persada.
Veithzal, R. (2008). Islamic Financial Management. Jakarta: RajaGrafindo Persada.
Zulkarnaen, W., Bagianto, A., Sabar, & Heriansyah, D. (2020). Management accounting as an instrument of financial fraud mitigation. International Journal of Psychosocial Rehabilitation, 24(3), 2471–2491. https://doi.org/10.37200/IJPR/V24I3/PR201894
Published
2021-01-13
How to Cite
Koni, A., Hatta, I., ., J., Kurniawan, W., & Albayan, A. (2021). PEMBIAYAAN MUDHARABAH BANK SYARIAH DALAM MEWUJUDKAN TUJUAN EKONOMI ISLAM. Jurnal Ilmiah MEA (Manajemen, Ekonomi, & Akuntansi), 5(1), 274-285. https://doi.org/10.31955/mea.vol5.iss1.pp274-285