EVALUASI PROFITABILITAS BANK UMUM SYARIAH YANG TERDAFTAR DI BURSA EFEK INDONESIA
This study aims to evaluate the profitability of Islamic commercial banks in Indonesia, a case study at Panin Dubai Dubai Bank. The data used is the Panin Dubai Syariah Bank's monthly financial statements for the 2015-2017 period. Research using the Du Pont system, trend analysis, and common-size analysis. Profitability is measured by ROE (Return on Equity), ROA (Return on Asset) The results of this study found a decline in earnings performance in the use of equity and assets. This decrease in profitability was due to an increase in provision for impairment losses as a result of an increase in non- performing financing and an increase in employee expenses.
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